Copy of Staff Accountant

Job Summary

The Staff Accountant processor primary responsibility is to and to manage exception item processing and back-office duties as directed by Credit Union policies and procedures. This includes performing a variety of accounting functions as directed. Reviews and processes all Share Draft and ACH exceptions and ACH originations and adjustments. Research and resolve general ledger accounting exceptions related to member transactions posted on the CORE system. Assists with preparation for audit, regulatory reports, and reports to the Board for the related areas. Provides general member information support to Management and other departments as needed. Supports and promotes the Credit Union’s Vision, Mission and Core Values. Ensures all practices and activities in the Finance and Accounting functions are in compliance with State, Local, and Federal rules and regulations, and ensures all activities meet generally accepted accounting practices (GAAP). Make recommendations relating to accounting operational changes as needed.

Duties and Responsibilities

• Reports to Management industry changes as necessary regarding ACH and share draft regulations and processes, to include account

• Work exceptions daily, including IAT items, daily Deposit pre-exceptions and balance daily exception processing in Core processing system

• Process ACH originations and cancellations as they are received, assure items are scanned into the archive system.

• Ensure ACH and share draft reconciling items and adjustment requests are addressed promptly and correctly based on requirements needed to process said items to ensure no losses for the Credit Union.

• Research items related to ACH and Share draft processing. Deal with staff and/or member on related adjustments, returns, and other ACH/ share draft items assuring all required documents are completed correctly and assure docs are scanned into the archive system for that member.

• Manage ACH reclamation, exception, and adjustment items per regulations.

• 902 payroll batch posting – review of FM reporting and the 902 Payroll processes – change file, receiving and transferring posting file and exceptions, balancing after post reports and related g/l.

• Other items assigned for processing – pull reports, post, or send to appropriate staff • Wire transfer – Assist in the wire process, create internal / mortgage wires to be processed. Responsible for wire transfer log • Complete monthly reconciliations and procedures as assigned. Assure all outstanding items are addressed and cleared out based on process for that reconciliation.

• Return deposit items – pull items daily, post to members accounts, send notice to members, identify/deal with any related issues.

• Responsible for Shared Branch deposit items review and extending holds on items as instructed. • Work Online Bill I-pay exceptions by set deadlines to ensure no losses occur.

• File Maintenance – review file maintenance changes for proper archived docs. • Assist and backup daily Plastic Card processes – pull reports, work exceptions and other daily items, process adjustment and fraud request, order new/replacement Credit cards.

Additional Responsibilities

• Serves as backup for other accounting / back-office staff as directed by management. • Archives Credit Union records as assigned. • Attend staff meetings, training sessions as required • Performs such other duties as may be required from time to time for the overall management and operation of the Credit Union.

QUALIFICATIONS EDUCATION: • Associate or Bachelor’s degree in a related field

• Two to three years or more of accounting and/or financial/ back-office experience within a financial institution preferably within a credit union or bank

• Equivalent work experience may be substituted for education requirement

OTHER:

• Requires a proficient working knowledge of exception processing, with emphasis on ACH, Draft, debit card, return item and back-office processes.

• Requires a proficient working knowledge of accrual accounting and generally accepted accounting principles

• Proficiency in current version of Microsoft Office Suite / Excel a must

• Quick learner of software – for use of Credit Union or other computer-based accounting systems

• Team builder within staff

• Excellent written and oral communication skills

• Good organizational and time management skills with the ability to manage and prioritize multiple tasks while under strict deadlines and constant interruptions

• Ability to think analytically and consider the facts, rules, policies, and procedures

• Detail-oriented